I'm so sorry this happened to you, but what a valuable lesson you have shared with all of us. Whenever possible, I use my own photos ... they may not be quite as beautiful as those on stock sites, but I don't have to worry about copyrights, I know they are unique and often they relate better to what I have written about, than any other photo I could find. When I do need to use someone else's photo though, I now have a much clearer understanding of the rules. Thank you!